Home Personal Accident Cover - £2.99 per month
Why do I need this extra insurance?
Personal Accident insurance is relevant in the home. According to the Royal Society
for the Prevention of Accidents almost 8,000 people seek medical treatment every
day as a result of an accident at home (RoSPA website, December 2007).
If an injury was serious, the impact on your finances could be significant. Personal
Accident cover gives you up to £125,000 if you are permanently disabled in
a covered accident. This single cash sum could help to pay off outstanding debts
or you may need to make adaptations to your car or home to make life easier. It's
up to you how you use the cash.
Does my home insurance policy include Personal Accident cover?
At Direct Insurance we are committed to protecting you as well as your
home. Not only does every new home policy automatically include cover of up to £2
million for damage or loss to any third parties you are legally liable for - we
also include one year's FREE Personal Accident cover. This is worth up to £10,000
in the event of permanent disability resulting from an accident and up to £5,000
in the event of accidental death.
What if I want more than £10,000 worth of cover?
Although up to £10,000 of cover is a useful benefit, you may want a higher
level of protection. At Direct Insurance, we make it easy and affordable for you
to increase your level of cover.
All of these extra benefits† are included for £2.99 per month (less
than 10p per day.)
- Up to £125,000 for Permanent Disability
- Up to £25,000 in the case of loss of sight in one eye
- Up to £5,000 for loss of use of your shoulder, knee, ankle or wrist
- £25,000 in the event of an accidental death (this is paid to your estate)
Terms, conditions and exclusions apply. Please see the policy wording for full details
of the cover.
As a special feature of our Home Personal Accident Plan, the benefits payable will
double automatically if you are injured while doing DIY or gardening. This means
up to £250,000 for permanent disability and up to £50,000 in the case of accidental
death.
You can apply for cover once you've bought Direct Home insurance. We will provide
more details when we send your home insurance policy documents.
†Free from income tax, but may be subject to inheritance tax and other taxes.